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Stunning Debt Collector Resume Examples for This Year

Debt collection is a fast-paced job that requires excellent communication skills. Use these tips and examples to write a debt collector resume.

Ho Lin Profile
By Ho Lin 5 minute read

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Debt Collector Resume Example

Debt Collector Resume Example

Create a strong debt collector resume

Debt collection requires making payment arrangements and trying to settle outstanding debts while maintaining calm and respectful relations with debtors. This is why recruiters are looking for a specific kind of person.

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What to highlight in a debt collector resume

When you write your professional resume to submit for a bill collector job description, you will need to show the hiring manager that you are reliable, honest, and not easily intimidated. This kind of role requires someone who has great communication skills, especially when dealing with a stressed or aggressive debtor.

During the collection process, you may have to deal with people who simply cannot pay as well as those who don’t want to. This means that you will need to be capable of assessing a debtor’s means and helping them to create an effective payment plan. As such, the best resume for this kind of role is one that displays relevant experience and a steady, calm personality with strong interpersonal and critical thinking skills.

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How to write a debt collector resume

Whether you use the ResumeHelp resume builder or you write your resume manually, the perfect resume should contain these sections. 


Your resume header should include your contact information: your full name, email address  and phone number, as well as links to professional social media such as your LinkedIn profile. 

Resume summary or objective

Directly underneath your resume header, you should have either a resume summary or a resume objective statement. A resume summary statement is a sum-up of the most relevant certifications, skills, and achievements you have. This means that a summary statement is best for those who have many years of experience. In contrast, a resume objective is a statement of your career goals and intentions. This means that it is best for those who do not have a lot of work experience.


Whether you are applying for an entry-level role or a team leader position, you will need a robust resume skills section. Here are some examples of skills that you can list on a debt collector resume. 

  • Customer service skills
  • Interpersonal skills
  • Time management
  • Payment plan creation 
  • Repayment feasibility assessment
  • FDCPA knowledge
  • Conflict resolution
  • Accounts receivable 
  • Organizational skills
  • Problem-solving
  • Skip tracing
  • Knowledge of state laws
  • Multitasking

Work history

Your professional experience section should be presented in reverse-chronological order and contain up to 10 years of work experience. Include your specific job title, employment dates, and some examples of major achievements and successes in that role, such as helping to create payment plans for delinquent accounts. 


Most collection agencies will prefer you to have at least a high school diploma. List your most advanced academic achievements. Remember that business or accounting certifications or qualifications are also useful.

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Do's and don'ts for a debt collector resume

If you want to polish this basic resume structure, here are simple tips you should consider to stand out from the crowd. 


  • Use debt collector resume samples

Reading appropriate resume examples before writing your resume can be very helpful. The right resume sample can show you just what qualifications, certifications, and skills are considered top-level in this industry. 

  • List relevant experience

If you have not worked in debt collection before but can port over transferable skills from other job experiences, emphasize them in your resume. For instance, if you have experience as a call center dialer, you should list this, as the same skills used to communicate and resolve conflict when dialers make contact about past due accounts can be useful when collecting debts in person. Any customer service experience can be beneficial to a debt collector’s resume. 

  • Be specific 

When you provide examples of your achievements, use specific metrics, such as percentages, to help hiring managers to understand exactly what you are trying to tell them. For example, say “Increased debtor repayment by 30% through a system of follow-up phone calls” rather than “I have a strong track record of successful debt collection.” 


  • Give borrower details

While it can be helpful to use a case study in your resume to show recruiters how you approach collection efforts, it should go without saying that you should not name debtors. Instead, give a general idea of the case, what the resolution was, and whether the debtor stuck to the agreed plan and paid on time. 

  • Use inappropriate resume templates

The right debt collector resume template will impress hiring managers with a professional and clean-cut appearance, but the wrong template could go against you. Stay away from creative templates that go overboard on graphic design elements. 

  • Use more than one page 

A resume should be a single-page snapshot of what makes you best for the job description you are applying for. Unless you’re applying for a job that demands an extensive work history section, stick to this single-page layout as it will make your resume more friendly for applicant tracking systems (ATS) and easier for recruiters to scan.

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FAQ: Debt collector resume

Have questions? We’re here to help.

Yes. You should include a cover letter for every job application that you submit. If you want to make a really strong impression on a hiring manager, use a cover letter builder to match your cover letter and resume templates.

Debt collection is a challenging industry to break into if you are young or have limited experience. This is because some debtors can be unpredictable and hard to manage. If you lack direct work experience in bill collection, focus on any experiences you have in related industries, such as security. If you have no such experience, focus on customer service experience with particular emphasis on conflict resolution. 

If you have years of experience as a debt collector, you will have plenty of transferable skills in areas such as attention to detail and customer service. If you want to move into another industry, start by reading the job description you want to apply for, and highlight the areas in which your experience and skills overlap with the needs of the job posting. Then emphasize those experiences and skills in your resume.

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Ho Lin Profile

Ho Lin is a Certified Professional Resume Writer (CPRW) and editor with two decades of experience in content strategy, creation, and development. He holds a Master’s degree in Creative Writing from Johns Hopkins University and his background includes experience aiding military veterans as they transition to civilian careers.

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