Loan Officer Resume Sample (with Job Description & Skills)

Loan officers play an important role in ensuring that people receive their loans on time. Here’s how your loan officer resume can show recruiters that you’re the right fit for the job.



What to highlight in a Loan Officer Resume?

In a loan officer resume, hiring managers want to see that candidates have an understanding of loan programs, bank products, how to process loan documents, deal with credit unions and provide support for borrowers.

Structure of a Loan Officer Resume

The structure of your resume will largely depend on how much experience you have in a loan officer position. If you have lots of experience, you can choose a chronological resume format so you can focus on your employment history. 
Functional resume formats are good for less experienced applicants who want to show off their skills. The combination resume format is best for candidates who want to showcase both skills and work experience. 

Regardless of your resume structure, your resume is still likely to contain similar sections such as: 

  • Summary 
  • Skills 
  • Education 
  • Work experience 



The resume header section is an important part of your resume and offers hiring managers and recruiters your contact information. In this section, you should list the following: 

  • Your name 
  • Location 
  • Phone number
  • Email address

Hiring managers and recruiters will use this information to contact you with vital updates on your application. Hiring managers might also contact you before an interview to discuss your previous work experience at greater length, so including this information is critical. Also, include links to any of your job networking profiles in the contact section.

Resume summary

Your resume summary is designed to catch the hiring manager’s attention by providing eye-catching information. Consider including information like this:


  • Examples of good customer service.
  • Your track record of good performance. 
  • Certificates like Certified Commercial Loan Officer. 

Ultimately, your summary goal is to encourage the hiring manager to invite you to an interview. This section is usually two or three sentences, so keep your sentences brief. 

Loan officers accumulate a lot of skills whilst working. Depending on how much experience you have, your skills section may be the most important part of your resume, especially if you choose a functional resume format. Your skills section should include a good mixture of hard and soft skills to demonstrate your abilities. 
Hard skills are role-specific and necessary for completing loan officer duties. Soft skills are transferable across many industries. 

If you’re struggling to think of terms that sum up your loan officer abilities, consider using these bullet points in your skills section:


  • Preparing and analyzing financial statements
  • Interpersonal skills 
  • Computer skills 
  • Customer satisfaction 
  • Excellent customer service skills 
  • Financial analysis 
  • Time management 
  • Communication skills 
  • Quick loan application processing 
  • Business administration 

Work history

Loan officers usually need around three years of experience working in financial institutions, working roles such as mortgage loan officer or being involved in the loan process. Having this professional experience is important for understanding how to determine a customer’s creditworthiness, analyze credit histories and assess financial status. Therefore, your work history is one of the most important sections of your resume. 
You can list your previous lender experience in reverse chronological order. To do this, you should start from the most recent example, working backward. Below each job title, you should also include your previous employer’s name, location and the date you started the job and finished. 
You can summarize your previous responsibilities in bullet point format. You should include what loan products you specialized in and how you worked with new clients. You can also explain some of your key accomplishments in each specific role.  
Loan officers working on behalf of financial institutions will usually need a bachelor’s degree in business, economics or another related field. This is important to understanding financial information, business development processes and understanding liability policies like underwriting. 
You should present the title of your degree and the name of your college. You can also include your graduating GPA. If you have notable achievements such as graduating with honors or with special recommendations, highlight this information as well. 
Remember also to include your graduation date next to your degree title.

Do’s and Don’ts for a Loan Officer Resume

Here are some do’s and don’ts for a loan officer resume: 


  • Use a resume template to give your resume structure. You can also use a resume builder to help give your resume a professional look. 
  • Include metrics about your individual impact on sales goals. 
  • Study the job description attached to the job posting. You can tailor your resume to the exact role by doing this. 


  • Include your high school GPA. This may be an example of unnecessary information. 
  • Forget to choose a professional resume font. 
  • Make your summary or resume object too long. You can use a cover letter or interview to expand on this information.

FAQ: Loan Officer Resumes

Q: Should I use a cover letter for my loan officer application?

Cover letters are a great way of explaining how your skills and years of experience make you the ideal candidate for the role. If you’re struggling to fit all your information in your resume, this is a good way of providing the hiring manager with more in-depth information about your skills and experience in loans. 

You should use a cover letter to express your enthusiasm for the role and use eye-catching information that encourages the hiring manager or recruiter to invite you to an interview. 

Q: How can I improve my resume writing for the perfect resume?

To create the best resume you can, use these resume writing tips: 

1. Proofread your resume for any spelling, punctuation or grammatical errors. 

2. Keep your sentences short and avoid over-explaining skills and experience. 

3. Try to keep your resume to one page.

Q: How do I change my resume to apply to different jobs?

For an effective resume, you should customize your resume for each application. To do this, you can pick out role-specific keywords to help your resume get scanned effectively by the  Applicant Tracking Systems (ATS). You should also include specific hard skills and soft skills that match the job description. This can help a hiring manager and the ATS match you to the role.

ResumeHelp grey rectangle conversation bubble logo.

Move your resume to the top of the yes pile!

Get Started

We personalize your experience.

We use cookies in our website to ensure we give you the best experience, get to know our users and deliver better marketing. For this purpose, we may share the information collected with third parties. By clicking “Allow cookies” you give us your consent to use all cookies. If you prefer to manage your cookies click on the “Manage cookies” link below.

Manage Cookies